Advice is delivered in association with Hoxton Wealth, a global wealth management firm offering a sophisticated regulatory framework and institutional-grade infrastructure across multiple jurisdictions.
This enables me to provide seamless, cross-border financial planning for internationally mobile clients, supported by robust governance and administrative capability.
The applicable regulatory entity and permissions will depend on your country of residence, and advice will only be provided where the necessary authorisations are held.
Financial planning that brings structure, direction and confidence to your wealth.
Modern life is busy, responsibilities compete, and financial decisions can easily become fragmented. This service is built to bring everything together. Your goals, your assets, your plans. Into a strategy that feels coherent, measured and built to last.
Effective planning starts with understanding what you want your wealth to achieve. From there, the focus is on creating a framework that simplifies decision-making, anticipates the future and removes unnecessary uncertainty.
Who This Service Supports
Professionals, business owners, families and individuals with meaningful assets often face overlapping decisions around tax, pensions, investing and long-term planning. Even without crossing borders, the rules can be complicated and the implications long-lasting.
Where lives do involve more than one jurisdiction, advice is structured to ensure everything works smoothly together but this is one part of the work, not the headline.
The goal is simple: to make your financial life feel aligned, organised and confidently managed.
How the Planning Helps
You can expect:
What This Means for You
Whether you’re building wealth, preparing for retirement, planning for family, structuring your assets, or simply wanting a more organised financial life, you gain a framework that ensures everything works together with purpose and precision.
The result is confidence not from guesswork, but from a plan designed around your life and built to stand the test of time.
Jessica Cook is a Chartered Member of the Chartered Institute for Securities & Investment (Chartered MCSI), specialising in international financial planning and cross-border wealth management. She is a financial planner with Hoxton Wealth (UK) Ltd, trading as Hoxton Wealth (FCA Firm Reference Number 586130, authorised and regulated by the Financial Conduct Authority), and holds Individual Reference Number JXC15432 on the FCA Register. She regularly writes on personal finance for The Times and is a multi-year Top-Rated Adviser on VouchedFor. Her qualifications include LLB (Hons), DipFA, AF5, AF7, AF8, J05, R01, R04, R06.
I work with UK residents and internationally mobile professionals, entrepreneurs, and families who need expert guidance on structuring, protecting, and growing wealth across borders.
I advise on investment management, cross-border planning, inheritance and estate structuring, and the use of tax-efficient vehicles.
I am a Chartered Member of the CISI specialising in international financial planning and cross-border wealth management. I work with UK residents and internationally mobile professionals and families, helping them navigate tax, pensions, and investments. My approach is evidence-based and fee-based, focused on long-term decision-making rather than short-term market noise. I place a strong emphasis on clear thinking and communication, both in my work with clients and through my writing for national publications. My work has also been recognised through consistent client feedback, including multi-year Top-Rated Adviser recognition on VouchedFor.
Yes. Jessica’s individual FCA registration is JXC15432. You can verify her authorisation directly on the FCA Financial Services Register at https://register.fca.org.uk. She advises through Hoxton Wealth (UK) Ltd, trading as Hoxton Wealth (FCA FRN 586130), which is authorised and regulated by the Financial Conduct Authority.
Jessica holds an LLB (Hons), is a Chartered Member of the Chartered Institute for Securities & Investment (Chartered MCSI), and holds the DipFA, AF5, AF7, AF8, J05, R01, R04 and R06 qualifications. AF5, AF7 and AF8 are at Ofqual Level 6. Each can be independently verified through the issuing body — CISI for the Chartered designation, the LIBF for DipFA, and the CII for AF and R papers.
Jessica Cook Chartered MCSI
Financial Planner for UK Residents and Specialist in Cross-Border Wealth for International Professionals & Globally Mobile Families
Hello, I’m Jessica.
Financial planning begins with your life, not your money. I help international professionals and families design their wealth with purpose, so they can enjoy today while protecting tomorrow.
I’m Jessica Cook, Chartered MCSI, featured in the Times Guide to the UK’s Top-Rated Financial Advisers. I specialise in international financial planning, cross-border wealth management, and tax-efficient strategies for UK residents, expatriates and globally mobile families.
With a background in law, a former career at the Financial Times, and as a regular financial columnist, I help clients organise, protect, and grow their wealth with confidence.
Testimonials
Jessica helped me work through the various options and the pros & cons of each. She explained these in a very clear way making decision making a lot easier. She was very clear about the costs and benefits both short...
I have known Jessica for more than five years, and have no hesitation in recommending her as a financial advisor. Jessica has helped organise my savings, providing insights and valuable advice without ever making me feel that I am being...
I had breached the lifetime allowance for my pension in the UK and wanted to discuss options as I am now a non-resident.Jessica laid out the options in a concise, easy-to-understand manner, answering numerous questions along the way. There is no...
I needed a financial advisor primarily to deal with a pension transfer (company to SIPP)Jessica has always been clear in communicating about the process and advising on pros and cons. Sourced the right sort of investment instrument aligned to my...
Whilst working abroad I needed to invest the money I was making so that whenever I would return back to the UK I would have some financial security.Jessica Cook is an outstanding and knowledgeable financial advisor. Moreover, she is reliable,...
I received a Personal reference from a friend in the UAE when I decided to deal with my pensions. From the start of communication, Jessica has worked with me at some very strange times due to my work and travel...
As well as much needed help with my pension investments, Jessica opened the door to effective and managed organization of my full investment portfolio. I am very happy with the changes already implemented. It has been a pleasure and a...
I was very pleased and impressed by Jessica. She answered all of my questions with easily understandable language, which I appreciated greatly. She came across as knowledgeable, confident and professional, and is certainly on my shortlist.
I was introduced to Jessica Cook through a long-standing client of hers, and I’m so glad I was. From the start, her knowledge and expertise have been incredibly valuable, and she has guided me with clarity and confidence throughout the...
I was exploring the possibility of transferring my pension from abroad, and Jessica went out of her way to guide me on the best course of action. She provided clear, sound advice that helped me take the necessary steps with...
I had been considering relocating outside the UK and was looking for expert advice on tax and pensions for expats. Jessica provided exactly that—she helped me understand the various options available, including Europe, the UAE, and Hong Kong. Her insight...
I was dissatisfied with the poor value for money I was receiving from my previous SIPP provider and fund manager, which led me to look for better advice. Jessica has been a breath of fresh air—open, transparent, knowledgeable, friendly, and...
I was looking for advice on how to make use of the HMRC tax break to withdraw my UK pension tax-free. Jessica took care of everything from start to finish—and most importantly, my wife loved dealing with her. She’s an...
Jessica provided excellent impartial sound financial advice that we have been following to great effect for the past 5-years.
Jessica very helpfully advised me how to pull together all information regarding my different pensions and savings plans and explained the options available. I now have a clear understanding of my financial position and what I need to do to...
Jessica gave me sound and considered advice without being pushy. I would recommend her without hesitation.
Gave me great advice on investments opportunities and related risks
Jessica was able to review my current QROPS and investments and present me with a strategy what was easy to understand and one which was transparent regarding potential returns, fees and expectations. It is rare to find such a good...
I feel I have received the best advise I could have had and feel that my pension is now much better off than it was before I started to work with Jessica.
From the start she gave open, honest and good advice. She answered all my questions clearly and helped me understand my options
Jessica helped with everything. She was incredibly thorough and left no stone unturned to insure she fully understood our requirements. She was incredibly proactive, informative and I felt that she was operating at all times with our best interests in...
Several face to face meetings to discuss options and potential strategy. Followed with timely execution.
Jessica never “sells” – she is genuinely interested in the welfare of her clients and you feel that when working with her. I have now been using her services for 5 years and I’m pleased to say that the investment...
Jessica spent a number of meetings evaluating my position, and the transfer values of my existing pension schemes. Also gained a good mutual understanding and evaluation of my risk profile, and we spent some time assessing the benefits of retaining...
Jessica was great, she provide guidance and advice in a way that was easy to understand. She is always available to answer my questions, offer advice and help solve any issues.
After our initial review of my financial assets, Jessica presented me with several unbiased options based on my requirements and with Jessica’s common sense approach and excellent advice we chose the portfolio that suited my requirements of which is periodically...
Jessica immediately identified the problem with the way my pension fund was set up and put in place a completely different fund that suited my attitude to risk. The fund has grown approx 18% since Jessica took it over.
With investments and pensions in both the US and UK, and the added complexity of permanently relocating back to the UK to begin retirement, I was looking for a financial adviser who could help me navigate the transition and bring...
Jessica helped me work through the various options and the pros & cons of each. She explained these in a very clear way making decision making a lot easier. She was very clear about the costs and benefits both short...
I have known Jessica for more than five years, and have no hesitation in recommending her as a financial advisor. Jessica has helped organise my savings, providing insights and valuable advice without ever making me feel that I am being...
I had breached the lifetime allowance for my pension in the UK and wanted to discuss options as I am now a non-resident.Jessica laid out the options in a concise, easy-to-understand manner, answering numerous questions along the way. There is no...
I needed a financial advisor primarily to deal with a pension transfer (company to SIPP)Jessica has always been clear in communicating about the process and advising on pros and cons. Sourced the right sort of investment instrument aligned to my...
Whilst working abroad I needed to invest the money I was making so that whenever I would return back to the UK I would have some financial security.Jessica Cook is an outstanding and knowledgeable financial advisor. Moreover, she is reliable,...
I received a Personal reference from a friend in the UAE when I decided to deal with my pensions. From the start of communication, Jessica has worked with me at some very strange times due to my work and travel...
As well as much needed help with my pension investments, Jessica opened the door to effective and managed organization of my full investment portfolio. I am very happy with the changes already implemented. It has been a pleasure and a...
I was very pleased and impressed by Jessica. She answered all of my questions with easily understandable language, which I appreciated greatly. She came across as knowledgeable, confident and professional, and is certainly on my shortlist.
I was introduced to Jessica Cook through a long-standing client of hers, and I’m so glad I was. From the start, her knowledge and expertise have been incredibly valuable, and she has guided me with clarity and confidence throughout the...
I was exploring the possibility of transferring my pension from abroad, and Jessica went out of her way to guide me on the best course of action. She provided clear, sound advice that helped me take the necessary steps with...
I had been considering relocating outside the UK and was looking for expert advice on tax and pensions for expats. Jessica provided exactly that—she helped me understand the various options available, including Europe, the UAE, and Hong Kong. Her insight...
I was dissatisfied with the poor value for money I was receiving from my previous SIPP provider and fund manager, which led me to look for better advice. Jessica has been a breath of fresh air—open, transparent, knowledgeable, friendly, and...
I was looking for advice on how to make use of the HMRC tax break to withdraw my UK pension tax-free. Jessica took care of everything from start to finish—and most importantly, my wife loved dealing with her. She’s an...
Jessica provided excellent impartial sound financial advice that we have been following to great effect for the past 5-years.
Jessica very helpfully advised me how to pull together all information regarding my different pensions and savings plans and explained the options available. I now have a clear understanding of my financial position and what I need to do to...
Jessica gave me sound and considered advice without being pushy. I would recommend her without hesitation.
Gave me great advice on investments opportunities and related risks
Jessica was able to review my current QROPS and investments and present me with a strategy what was easy to understand and one which was transparent regarding potential returns, fees and expectations. It is rare to find such a good...
I feel I have received the best advise I could have had and feel that my pension is now much better off than it was before I started to work with Jessica.
From the start she gave open, honest and good advice. She answered all my questions clearly and helped me understand my options
Jessica helped with everything. She was incredibly thorough and left no stone unturned to insure she fully understood our requirements. She was incredibly proactive, informative and I felt that she was operating at all times with our best interests in...
Several face to face meetings to discuss options and potential strategy. Followed with timely execution.
Jessica never “sells” – she is genuinely interested in the welfare of her clients and you feel that when working with her. I have now been using her services for 5 years and I’m pleased to say that the investment...
Jessica spent a number of meetings evaluating my position, and the transfer values of my existing pension schemes. Also gained a good mutual understanding and evaluation of my risk profile, and we spent some time assessing the benefits of retaining...
Jessica was great, she provide guidance and advice in a way that was easy to understand. She is always available to answer my questions, offer advice and help solve any issues.
After our initial review of my financial assets, Jessica presented me with several unbiased options based on my requirements and with Jessica’s common sense approach and excellent advice we chose the portfolio that suited my requirements of which is periodically...
Jessica immediately identified the problem with the way my pension fund was set up and put in place a completely different fund that suited my attitude to risk. The fund has grown approx 18% since Jessica took it over.
With investments and pensions in both the US and UK, and the added complexity of permanently relocating back to the UK to begin retirement, I was looking for a financial adviser who could help me navigate the transition and bring...
