No more National Insurance nightmares! The UK Government’s new online tool simplifies checking and topping up your NI record. Here’s how…
A new Check Your State Pension Forecast service has gone live. The Check Your State Pension Forecast – a joint service by HM Revenue and Customs (HMRC) and the Department for Work and Pensions (DWP) – has been enhanced to include a fully end-to-end digital solution.
No more juggling multiple phone lines or sitting on hold. Now, a single online tool will let you predict and boost your state pension.
The service launched yesterday (April 29) and allows you to see possible increases to your pension and the voluntary National Insurance contributions needed to reach that figure.
Anyone with NI gaps in some of their tax years that could increase their State Pension if filled, can use the new digital service to choose which years they would like to pay to fill. They can then pay securely through the service and will receive confirmation that their payment has been received and that their NI record will be updated.
Customers can access the Check Your State Pension Forecast website or via the HMRC app
However, the clock is ticking. Eligible individuals have until April 2025 to pay voluntary contributions to fill gaps in their NI record between April 6, 2006, and April 5, 2018. After that date, you can only pay for the previous six tax years.
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