Generational Wealth

Discover how high net worth families can adopt the structure and discipline of a modern family office. Learn the key principles for cross border tax planning, investment governance, succession and long term wealth management.

Discover how loan trusts work, how they reduce inheritance tax by moving investment growth outside your estate, and why they are a flexible solution for cautious families.

Individual Savings Accounts (ISAs) remain one of the UK’s most valuable tax shelters. From the little-known Additional Permitted Subscription (APS) on death to Junior ISA opportunities, clever transfer strategies, and family-wide planning, there are more ways to maximise ISA potential than many people realise.

There are five essential qualities of a good offshore financial planner for HNW expats. From governance and evidence-based investing to multi-jurisdictional expertise, discover what sets the best apart.


Thanks to advances in medicine, better living standards, and lifestyle awareness, many of today’s expats could easily live well into their 90s—or even past 100. While that’s good news for health and family, it presents a major financial challenge: How do you ensure your wealth lasts as long as you do?

Discover what makes the best offshore financial advisers for UK expats. Explore key qualities such as regulation, cross-border expertise, and transparency, with guidance tailored for HNW families.


The Budget will take place on Wednesday 26 November, the chancellor has announced. With the UK shifting from a domicile-based to a residence-based tax system, the 2025 Budget is likely to bring further adjustments that expats need to watch closely.

I’m delighted to share that I recently contributed to a feature in This is Money, exploring a real-life question around cross-border inheritance.

As we approach six months since Labour’s budget in October, the financial landscape continues to evolve. The key tax changes—initially proposed by the Conservative government and now implemented by Labour—have already had a significant impact. In particular, the radical adjustments to inheritance tax (IHT) have led to a wave of high-net-worth individuals leaving the UK in 2024. While some aspects of the new tax regime remain unclear, this blog summarises the key developments

Inheritance tax (IHT) is a topic that often causes concern, but understanding it can help you plan more effectively for the future. Here’s a concise overview of what you need to know about inheritance tax, how it works, and ways to manage it.

Who exactly can you share your lottery winnings with, and are there any implications if you decide to generously split the jackpot with your nearest and dearest? 


Inheritances could be a ticking time bomb in family dynamics. But you can dodge family squabbles and pricey legal battles.

Imagine leaving a legacy only for it to end up in the wrong place. Donating your hard-earned wealth to charity? Don't let it disappear into the wrong hands due to a single oversight - an incorrect charity code.


A family investment company (FIC) is a legal entity that is specifically designed for wealth management and succession planning within a family.

Understanding and defining a clear purpose for family wealth and succession planning is essential for building a lasting legacy and ensuring the prosperity and unity of future generations.

Achieving wealth mastery is a journey that goes beyond mere accumulation. In this blog, we'll explore the concept of wealth mastery and uncover the essential steps to unlock your financial future.

In this blog, we delve into the importance of writing a will, emphasizing the benefits it provides to both you and your loved ones.

There's one critical aspect that often gets overlooked—the nomination beneficiary form. While it may sound technical and insignificant, this simple document holds tremendous significance in safeguarding your legacy.