When it comes to money, tax is one of the most emotive subjects around. Everyone agrees we should all pay our fair share. But what constitutes “fair” is where things get murky, especially when the line between tax efficiency and tax avoidance gets blurred in the media.

With recent headlines dominated by global trade tensions, many investors are understandably uneasy about the resulting market volatility. As major economies engage in tariff disputes, markets have reacted with short-term turbulence—something that often grabs attention and stirs concern.

Selling a successful UK company can be the culmination of years of hard work—but without the right planning, the tax bill can take a significant bite out of your proceeds. One of the biggest considerations for business owners is Capital Gains Tax (CGT), which can be up to 20% on the sale of shares, or more if Business Asset Disposal Relief is unavailable or limited. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

If you're planning to move abroad or have already relocated, it’s crucial to understand how the UK’s Temporary Non-Residence Rules could affect your tax obligations—even while you're living overseas. These rules are often overlooked but can lead to unexpected tax bills if not properly accounted for in your planning. In this article, we’ll break down what the rules are, who they apply to, and how they affect income tax and capital gains tax (CGT) for those who return to the UK within a short time after becoming non-resident.

As we approach six months since Labour’s budget in October, the financial landscape continues to evolve. The key tax changes—initially proposed by the Conservative government and now implemented by Labour—have already had a significant impact. In particular, the radical adjustments to inheritance tax (IHT) have led to a wave of high-net-worth individuals leaving the UK in 2024. While some aspects of the new tax regime remain unclear, this blog summarises the key developments

For UK expats considering or already living abroad, inheritance tax (IHT) planning is becoming an increasingly critical aspect of wealth management. The UK’s recent shift from a domicile-based taxation system to a residence-based framework, coupled with the 2027 change that will subject pensions to IHT, means expats need to reassess their estate planning strategies.

A Self-Invested Personal Pension (SIPP) is a type of UK pension that allows individuals to take control of their retirement savings by selecting their own investment options. While SIPPs offer greater flexibility compared to traditional pension schemes, many investors work with financial advisers to access a broader range of investment choices.

The recent UK Autumn Budget has introduced significant changes to inheritance tax (IHT), reshaping estate planning strategies for individuals with substantial wealth. Among the key changes are the taxation of UK situs assets for non-residents after 10 out of 20 years and the introduction of IHT on pension funds from 2027. These developments have driven a surge in interest in whole-of-life (WOL) and term insurance policies as tools to mitigate potential IHT liabilities.

The UK pension system has long been a vital tool for retirement planning, but the upcoming 2027 changes to inheritance tax (IHT) on pensions are set to reshape how retirees should think about their pension wealth.

One of the most useful approaches to structuring assets for IHT planning is the Green, Yellow, Red framework. This simple yet powerful method categorizes wealth into three distinct tranches based on necessity and intent, allowing for clearer decision-making when implementing tax-efficient strategies.

For those approaching retirement age, deciding when to start taking the UK State Pension is a crucial financial decision. While many individuals opt to claim their pension as soon as they become eligible, deferring it can lead to increased payments over time. Understanding how this works can help retirees make informed choices about their financial future.

If you’ve moved abroad and are receiving pension income from a UK-based pension scheme, you might be eligible to have your pension paid without UK tax deductions at source.

The new rules mean that pensions will form part of an individual’s estate for inheritance tax (IHT) purposes. This blog explores the implications of these changes and what they mean for you.

In 2025, individuals are taxed at a rate of 40% on any assets exceeding £325,000 – a figure known as the nil-rate band. For those leaving a family home to direct descendants, there’s an additional £175,000 allowance called the main residence nil-rate band. Combined, this means a person can pass on up to £500,000 tax-free.

Following the Autumn Budget 2024, the UK Government unveiled significant reforms to the rules governing pension transfers to Qualifying Recognised Overseas Pension Schemes (QROPS).

One of the major announcements in this year’s Spring Budget was news that the current tax regime for ‘non-domiciled’ UK residents is changing. For ‘non-doms’ out there, it’s worth understanding what changes are being introduced – and when – and the implications from a tax perspective.

More and more people are relocating for work or retirement. As a result, individuals moving overseas often prefer to transfer their UK pension benefits rather than leaving them in the UK. Likewise, those moving to the UK might want to bring their overseas pension benefits with them. Understanding the impact of such transfers is crucial.

In recent years, changes in tax regulations have significantly impacted individuals who are classified as non-domiciled residents (“non-doms”) in the UK. The introduction of the new Foreign Investment Gains (FIG) regime is one such development that has created a new set of challenges—and opportunities.